In Suits at common law, where the value in controversy shall exceed twenty dollars, the right of trial by jury shall be preserved, and no fact tried by a jury, shall be otherwise re-examined in any Court of the United States, than according to the rules of the common law.
HB272 will override the Constitution and allow the Texas Windstorm Insurance Association (TWIA) to create a private justice system (arbitration) to handle all claims against them for non-payment. After hurricane Ike, TWIA was sued for non-payment of claims and lost. Homeowners who had paid their insurance premiums had to take legal action to force TWIA to pay for services they purchased.
The State, led by State Representative Larry Taylor, an insurance salesman, led the way to investigate the lawsuits against his industry buddies and found little if anything to help. So HB272 was created to simply not allow lawsuits in the future. Taylor makes money from selling TWIA policies.
Homeowners who cannot find coverage from any insurance companies will resort to TWIA and will be required to give up their Constitutional rights to a civil trial (7th Amendment) if TWIA decides not to pay. And it gets worse. There are bills in the House that will also strip your rights from homeowners insurance, and auto insurance. The Texas House, owned by the Insurance Industry, is giving them all the protection they could possibly get.
At the hearing, there was only 1 person speaking in favor of the bill and over 100 against. The bill passed.











